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Increasing the Odds of Your Business Getting Paid Continued

4. Technology and software accounting programs have made it very easy to accept payment through debit and credit card.  Many banks now offer debit and credit card services to their business banking clients.  I suggest that a company set up an automatic program whereby a customer's credit or debit card is charged on a regular basis which is usually monthly.  And be sure to get a signed authorization form from the card holder.  The customer has one less bill to think about each month and the company has greatly increased the odds of getting paid. 5. Finally, a company needs to communicate on a regular basis with customers and clients.  Regular communication includes newletters, personal contacts, and updates to inquire as to how everything is going.  Too many times, a company only contacts a customer in two instances.  First, when payment on a bill is due.  And secondly, when the company wants the customer to purchase a product or service.  ...
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The Importance of Uninsured and Underinsured Auto Insurance

There are drivers on the road who don't carry enough insurance or have no insurance at all.  What would you do if you are involved in an auto accident with one of those drivers?  Say you get into an accident with another driver and it was not your fault.  You would provide the police report and any other relevant evidence to the at fault driver's insurance company.  The insurance company would then pay for you to get your car repaired as well as compensate you for any lost wages and medical bills.  However, what if the other party does not have any insurance or does not carry enough insurance to pay for your damages?Now, there is a major problem.  You are responsible for any damages that is not covered by the other party.   Could you sue?  Yes, but what if there is nothing to collect? You need to carry uninsured and underinsured auto insurance. What is the difference between uninsured and underinsured insurance? Uninsured auto insurance...
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New Year, New Laws

Tennessee, like many states, passed new laws and statutes that went into effect on January 1.  I have gone through the very long list and picked out the three that are most likely to impact the most people. 1. Talking on a hand-held device (cellphone) while driving a vehicle in a marked school zone with the flashers operating is now a C misdemeanor that calls for up to a $50 fine.   2. Any lights that are in the front part of your vehicle must either be white or amber.  There are exceptions for law enforcement, mail carriers, school buses, and various other security vehicles. I did not know that lights for the front section of my vehicle came in any other colors but now I do.  3. And any handgun carry applicant who passed any combat pistol training or a small arms training program while serving in the military is exempt from having to complete the firing range test that is necessary to receive a handgun carry permit.  I would hope that a person t...
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