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The Importance of Uninsured and Underinsured Auto Insurance

There are drivers on the road who don't carry enough insurance or have no insurance at all.  What would you do if you are involved in an auto accident with one of those drivers?  Say you get into an accident with another driver and it was not your fault.  You would provide the police report and any other relevant evidence to the at fault driver's insurance company.  The insurance company would then pay for you to get your car repaired as well as compensate you for any lost wages and medical bills.  However, what if the other party does not have any insurance or does not carry enough insurance to pay for your damages?Now, there is a major problem.  You are responsible for any damages that is not covered by the other party.   Could you sue?  Yes, but what if there is nothing to collect? You need to carry uninsured and underinsured auto insurance. What is the difference between uninsured and underinsured insurance? Uninsured auto insurance...
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Increasing the Odds of Your Business Getting Paid Continued

4. Technology and software accounting programs have made it very easy to accept payment through debit and credit card.  Many banks now offer debit and credit card services to their business banking clients.  I suggest that a company set up an automatic program whereby a customer's credit or debit card is charged on a regular basis which is usually monthly.  And be sure to get a signed authorization form from the card holder.  The customer has one less bill to think about each month and the company has greatly increased the odds of getting paid. 5. Finally, a company needs to communicate on a regular basis with customers and clients.  Regular communication includes newletters, personal contacts, and updates to inquire as to how everything is going.  Too many times, a company only contacts a customer in two instances.  First, when payment on a bill is due.  And secondly, when the company wants the customer to purchase a product or service.  ...
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Tennessee Best Interest Factors

Tennessee has developed a list of factors that is called the best interest factors which can be found under T.C.A 36-6-106.  These factors are statutory guidelines that are used by a court when making a custody decision in a divorce or any other custody decision involving a child. 1. The strength, nature, and stability of the child's relationship with each parent, including whether one parent has performed the majority of parenting responsibilities that relate to the daily needs of the child; 2. Each parent's or caregiver's past and potential for future performance of parenting responsibilities, including the willingness and ability of each of the parents and caregivers to facilitate and encourage a close and continuing parent-child relationship between the child and both of the child's parents, consistent with the best interest of the child.  In determining the willingness of each of the parents and caregivers to facilitate and encourage a close and continuing pare...
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